Checking & Savings

Checking & Savings

Whether you are looking for a club account with added benefits, FREE checking or great returns on your savings, CCFCU is the right place for you. Along with a variety of checking and savings products to meet your needs, we also offer plenty of ways to check balances, transfer money or make payments.

Our EZ Web free online account access program allows you to transfer money across accounts, make loan payments and see copies of your checks. In addition, you can use our free bill pay service, EZ Bill Pay, to pay your bills, set up monthly payments, track payments and view your history.

If you are not near a computer, TILLY is a great way to call in and check on your account. This automated telephone program lets you make your credit union loan payments, transfer to checking or savings and even request a check be mailed to your address.

Check out all we have to offer. We are certain you will find the perfect account to meet your needs.


We have your best interest in mind with share draft (checking) accounts. CCFCU offers its members a checking account with several advantages over other financial institutions’ checking accounts including up to $700 Overdraft Privilege and local ATM network.

Having a checking account at CCFCU allows you to have access to your account 24 hours a day.

When you combine your checking account with an ATM/Check Card, Direct Deposit services, FREE EZ Bill Pay and EZ Web Account Access, it becomes one of the most convenient accounts you’ll ever open.

For Overdraft Privilege disclosures, click here.


We offer several savings options to fit your needs. Take a look at our savings accounts and see what’s right for you. From basic savings to IRA’s, we have what you are looking for.

Special Accounts

We have a number of accounts designed to meet the needs of some of our very special members. Whether you are a senior citizen, youth or college-age member, we have an account for you. We even have a special account to help you save for Christmas.

Call us at 432.550.9126 or stop by any of our convenient locations. Let us help you find the account that best suits your individual needs.

… the unique program that lets you earn rewards just for using your Complex Community Federal Credit Union UChoose Credit Card or VISA Check Card. There is no cost for the *UChoose *program, so start using your cards for every purchase.

You’ll be amazed at how quickly your points add up. You earn one point for every dollar spent on eligible UChoose credit card purchases. You earn one point for every two dollars spent on eligible Complex Community VISA Check Card purchases. Then, exchange your points for free travel, merchandise, gift cards, down-loadable rewards, and more.

So, let your imagination run wild. Use your card for every purchase … food store …dentist … gas station … restaurant. In a short time, you will be enjoying some of the best rewards in the country.

Resister today to begin earning points!
Log in to


Where can I earn points?
Anywhere your card is accepted.

When can I redeem my points?
It can take up to 40 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your “Total Points” at the top of any page to see how many points you have available for redemption.

What can I redeem my points for?
It’s your choice! You can choose from millions of options, whether it’s products, travel experiences, activities, event tickets, or more! Simply visit the Redeem Points page and click on the category that suits your interests.

We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem. We even have a Wish List that will help you track when you’ve earned enough to redeem a specific item.

Where can I view my point activity?
You can access the history of your point activity on the Point Details page.

What if I shopped at a participating retailer, but my points aren’t showing up?
It can take up to 30 days for transactions to appear on the Points Details page. If points from a qualified transaction do not appear after 30 days, contact us for assistance.

How much does it cost to participate?
There’s no cost. Membership in UChoose Rewards is absolutely free for CCFCU cardholders. So, start shopping and earning today!

What if I have another question?
If you have other questions not answered here, you can contact your UChoose Specialist at