Credit Card Disclosures

You grant us a security interest in all individual and joint share and/or deposit accounts you have with us now and in the future to secure what you owe under the Agreement and if you have applied for a credit card, under the Credit Agreement. When you are in default, you authorize us to apply the balance in these accounts to any amounts due. Shares and deposits in an Individual Retirement Account, and any other account that would lose special tax treatment under the statement or federal law if given as security, are not subject to the security interest you have given in your shares and deposits. By signing below, I/we request a Complex Community Federal Credit Union
(CCFCU) Credit Card as indicated above. By my use of the card, I acknowledge receipt of, and agree to be bound by the provisions of the Credit Agreement and Disclosures which I will receive from CCFCU upon issuance of my card. I/we authorize CCFCU to pull my/our credit for review.

NOTICE: I/we agree the information provided on this application is submitted for the purpose of obtaining credit and is certified to be true, complete and correct.
I/we authorize Complex Community Federal Credit Union hereinafter referred to as “you” and “your” to verify the correctness of the information provided and to obtain any other information which you require to appraise my/our application. I/we agree to either be bound by all provisions of the issuer’s initial disclosures, which will be mailed with my/our credit card or I/we may rescind my/our agreement with you by returning such cards unused and cut in half, within 30 days from the date of receipt. I/we understand that such rescission does not affect my/our liability incurred for the use of such cards prior to rescissions.
Also, I/we agree that you may change the terms of such agreement or the terms of your Truth-In-Lending Statement at any time. Such change will apply to the balance of my/our account on the date you make them effective. Each person signing this application agrees to jointly and separately be responsible for payment of the account. I/we understand that my request for a credit card is subject to approval and that if I/we have requested a VISA Platinum and do not qualify for the requested card, I/we may qualify for a Share-Secured VISA.