Woman holding phone in one hand while working on laptop

CCFCU Online Banking

Day-to-day money management in Odessa, Midland, Monahans, Andrews, Lubbock, and Big Spring.

Online Account Opening is Here!

Checking Accounts

Sign me up for Member's Advantage!

Sign me up for Basic Checking!

Sign me up for Campus Checking!

Sign me up for College Checking!

Sign me up for Super Senior Checking!

A checking account that’s present for you when life happens

Member's Advantage

Cell Phone Protection in case of theft or a broken device
ID Theft Aid with unlimited access to a fraud specialist and up to $2,500 reimbursements
24/7 Roadside Assistance
$700 Courtesy Pay to avoid overdraft fees
Access to Bazing, our mobile access to browse, shop, and save with exclusive discounts
UChoose Rewards

All the basics you expect

Basic Checking

$400 Courtesy Pay
No monthly service charge
No required minimum balance
Overdraft privilege from your share (savings) account
UChoose Rewards

A youth account for the up and coming

Campus Checking

Guide your middle or high school teen on the path to financial success.
No monthly service charge
Free ATM/Debit Card
$10 minimum to open the account with a $15 Bonus deposit from CCFCU
Special rates on Share Certificates (CDs)

Special Checking Accounts & Savings (Share) Account

Special Checking Accounts

College

An account for the busy college student providing peace of mind for mom and dad.
No monthly service charge
FREE ATM/Debit Card
$400 Courtesy Pay
FREE basic checks
$100 minimum to open account

Special Checking Accounts

Super Seniors

Designed for those 55 years and over as an extra benefit for our senior members.
Free basic checks (60 checks per order)
No monthly service charge
Free ATM/debit card
Free stop payments
Free check copies
Free extra copies of statements

Savings (Share) Account

Membership Account

This is our basic Savings (Share) Account
It represents your membership in the credit union!
All other accounts are built upon this basic share account
$25 to Open – This remains in your account as your membership and is returned to you when you close your account and the acount has been open for at least 90 days

Woman using her phone to manage her bank account

Use our UChoose Rewards program

Make your money work for you across West Texas — including Odessa, Midland, Monahans, Andrews, Lubbock, and Big Spring! Earn free points with everyday purchases and exchange those points for travel, merchandise, gift cards, and more. Earn one point for every two dollars spent on eligible Complex Community Visa debit card purchases.

Watch and learn.

Use these helpful videos to stay up-to-speed on the financial tools at your fingertips.

Savings Accounts

Prepare for your future – we’ve got your back.

Our savings accounts speak to our commitment as a credit union for members across Odessa, Midland, Monahans, Andrews, Big Spring, and Lubbock. Our classic Savings – or Share – Account offers all the basics for a $25 deposit. Did you know your savings are called “shares” because they represent shares of ownership in CCFCU? And if you’re saving for a little one, our Scottie Savers account is perfect. Kids age 2–12 earn Scottie Bucks with every deposit, which can be redeemed for prizes, and the account pays quarterly dividends.

Available with Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.

ATMs

Simple, quick access to your money.

ATM Locations

Accessing your money should never be a hassle. With CCFCU’s fee-free ATM access, getting cash is easy no matter where life takes you. Whether you’re around the corner or across the country, you can use our local and nationwide CO-OP ATMs without worrying about extra fees.