Rates

Apply for a Loan

Mortgage & Home Equity

Certificates

Present For You.

Once again, the Federal Reserve has raised rates and with inflation nipping at our heels it can feel like there are no real answers.  At CCFCU, we recognize that financial uncertainty can lead to stress.  To help you stay ahead we offer not only competitive loan rates, but deposit rates that are hard to beat.  Count on use to be . . . Present for You.

Loan Rates

Loan Type

Rate (*APR)
New & Used Autos, Boats & RV’s As low as 5.25%
Personal Loan As low as 8.95%
Shared Secured 3.00%
Shared Secured Share Certificates Rate +2.00%
Money Market Secured 4.00%
Home Equity Loans See your loan officer.
First Mortgage See your loan officer.

*APR = Annual Percentage Rate – Rates subject to change without notice. – As Low as Rates = your rate may vary from the state rate and will be determined by your credit history and repayment option.
Effective 5/1/2023

 

 

Investment Rates

Investment Type Dividend
Rate		 **APY
Regular Shares ($25 minimum to open; $100 to earn dividends; Previous Quarter) 0.25% 0.25%
IRA’s ($0.00 – $9,999.99) 0.58% 0.58%
IRA’s ($10,000.00 – $49,999.99) 0.63% 0.63%
IRA’s ($50,000.00 +) 0.68% 0.68%
MMAC ($2,000.00 – $14,999.99) 0.58% 0.58%
MMAC ($15,000.00 – $49,999.99) 0.63% 0.63%
MMAC ($50,000.00 +) 0.68% 0.68%
Campus MMAC ($Min $10) 0.58% 0.58%
Christmas Club 0.25% 0.25%

**APY = Annual Percentage Yield – Compounded Daily / Paid Monthly – A 90 day dividend penalty will be imposed for early principle withdrawal.
Effective 5/1/2023

 

Term / Type Dividend
Rate		 **APY
6 Month 1.20% 1.21%
6 Month Members Advantage 1.25% 1.26%
6 Month Campus 1.25% 1.26%
12 Month 4.00% 4.07%
12 Month Members Advantage 4.05% 4.13%
24 Month 3.00% 3.04%
24 Month Members Advantage 3.05% 3.09%
36 Month 2.10% 2.12%
36 Month Members Advantage 2.15% 2.17%
60 Month 2.20% 2.22%
60 Month Members Advantage 2.25% 2.27%
12 Month Jumbo 4.10% 4.18%
13 Month*** 4.89% 5.00%
6 Month*** 5.83% 6.00%

**APY = Annual Percentage Rate – Compounded Daily / Paid Monthly – A 90 day dividends penalty
will be imposed for early principle withdrawal.
***$500 Minimum Deposit – No Auto Renew – A 90 day dividends penalty for early withdrawal – New Money Only
13 Month Jumbo Effective 6/15/2023 – 6 Month Jumbo Effective 7/1/2023