Rates
Present For You.
Loan Rates
|
Loan Type |
Rate (*APR) |
|---|---|
| New & Used Autos, Boats & RV’s | As low as 4.75% |
| Personal Loan | As low as 8.95% |
| Shared Secured | 3.00% |
| Shared Secured Share Certificates | Rate +2.00% |
| Money Market Secured | 4.00% |
| Home Equity Loans | See your loan officer. |
| First Mortgage | See your loan officer. |
*APR = Annual Percentage Rate – Rates subject to change without notice. – As Low as Rates = your rate may vary from the state rate and will be determined by your credit history and repayment option.
Effective 5/1/2023
Investment Rates
| Investment Type | Dividend Rate |
**APY |
|---|---|---|
| Regular Shares ($25 minimum to open; $100 to earn dividends; Previous Quarter) | 0.25% | 0.25% |
| IRA’s ($0.00 – $9,999.99) | 0.58% | 0.58% |
| IRA’s ($10,000.00 – $49,999.99) | 0.63% | 0.63% |
| IRA’s ($50,000.00 +) | 0.68% | 0.68% |
| MMAC ($2,000.00 – $14,999.99) | 0.58% | 0.58% |
| MMAC ($15,000.00 – $49,999.99) | 0.63% | 0.63% |
| MMAC ($50,000.00 +) | 0.68% | 0.68% |
| Campus MMAC ($Min $10) | 0.58% | 0.58% |
| Christmas Club | 0.25% | 0.25% |
***APY = Annual Percentage Yield – Compounded Daily / Paid Monthly – A 90 day dividend penalty will be imposed for early principle withdrawal.
Effective 5/1/2023
Share & IRA Share Certificates
| Term / Type | Dividend Rate |
**APY |
|---|---|---|
| 6 Month | 1.20% | 1.21% |
| 6 Month Members Advantage | 1.25% | 1.26% |
| 6 Month Campus | 1.25% | 1.26% |
| 12 Month | 3.00% | 3.04% |
| 12 Month Members Advantage | 3.05% | 3.09% |
| 24 Month | 2.50% | 2.53% |
| 24 Month Members Advantage | 2.55% | 2.58% |
| 36 Month | 2.10% | 2.12% |
| 36 Month Members Advantage | 2.15% | 2.17% |
| 60 Month | 2.20% | 2.22% |
| 60 Month Members Advantage | 2.25% | 2.27% |
| 12 Month Jumbo | 3.10% | 3.14% |
**APY = Annual Percentage Rate – Compounded Daily / Paid Monthly – A 90 day dividends penalty will be imposed for early principle withdrawal.
Effective 5/1/2023