Rates

Present For You.

Loan Rates

Loan Type

Rate (*APR)

New & Used Autos, Boats & RV’s As low as 1.9%
Personal Loan As low as 8.95%
Shared Secured 3.00%
Shared Secured Share Certificates Rate +2.00%
Money Market Secured 4.00%
Home Equity Loans See your loan officer.
First Mortgage See your loan officer.

*APR = Annual Percentage Rate – Rates subject to change without notice. – As Low as Rates = your rate may vary from the state rate and will be determined by your credit history and repayment option

 

Investment Rates

Investment Type Dividend
Rate
**APY
Regular Shares ($25 minimum to open; $100 to earn dividends; Previous Quarter) 0.25% 0.25%
IRA’s ($0.00 – $9,999.99) 0.28% 0.28%
IRA’s ($10,000.00 – $49,999.99) 0.33% 0.33%
IRA’s ($50,000.00 +) 0.38% 0.38%
MMAC ($2,000.00 – $14,999.99) 0.28% 0.28%
MMAC ($15,000.00 – $49,999.99) 0.33% 0.33%
MMAC ($50,000.00 +) .38% .38%
Campus MMAC ($Min $10) 0.28% 0.28%
Christmas Club 0.25% 0.25%

***APY = Annual Percentage Yield – Compounded Daily / Paid Monthly – A 90 day dividend penalty will be imposed for early principle withdrawal.

Share & IRA Share Certificates

Term / Type Dividend
Rate
**APY
6 Month 0.45% 0.45%
6 Month Members Advantage 0.50% 0.50%
6 Month Campus 0.50% 0.50%
12 Month 0.60% 0.60%
12 Month Members Advantage 0.65% 0.65%
24 Month 0.90% 0.90%
24 Month Members Advantage 0.95% 0.95%
36 Month 1.37% 1.38%
36 Month Members Advantage 1.42% 1.43%
60 Month 2.08% 2.10%
60 Month Members Advantage 2.13% 2.13%
12 Month Jumbo .70% .70%

**APY = Annual Percentage Rate – Compounded Daily / Paid Monthly – A 90 day dividends penalty will be imposed for early principle withdrawal.