Rates

Present For You.

Loan Rates

Loan Type

Rate (*APR)

New & Used Autos, Boats & RV’s As low as 3.0%
Personal Loan As low as 8.95%
Shared Secured 3.00%
Shared Secured Share Certificates Rate +2.00%
Money Market Secured 4.00%
Home Equity Loans See your loan officer.
First Mortgage See your loan officer.

*APR = Annual Percentage Rate – Rates subject to change without notice. – As Low as Rates = your rate may vary from the state rate and will be determined by your credit history and repayment option.
Effective 11/1/2022

 

 

Investment Rates

Investment Type Dividend
Rate
**APY
Regular Shares ($25 minimum to open; $100 to earn dividends; Previous Quarter) 0.25% 0.25%
IRA’s ($0.00 – $9,999.99) 0.58% 0.58%
IRA’s ($10,000.00 – $49,999.99) 0.63% 0.63%
IRA’s ($50,000.00 +) 0.68% 0.68%
MMAC ($2,000.00 – $14,999.99) 0.58% 0.58%
MMAC ($15,000.00 – $49,999.99) 0.63% 0.63%
MMAC ($50,000.00 +) 0.68% 0.68%
Campus MMAC ($Min $10) 0.58% 0.58%
Christmas Club 0.25% 0.25%

***APY = Annual Percentage Yield – Compounded Daily / Paid Monthly – A 90 day dividend penalty will be imposed for early principle withdrawal.
Effective 11/1/2022

 

Share & IRA Share Certificates

Term / Type Dividend
Rate
**APY
6 Month 0.95% 0.95%
6 Month Members Advantage 1.00% 1.00%
6 Month Campus 0.95% 095%
12 Month 1.55% 1.56%
12 Month Members Advantage 1.60% 1.61%
24 Month 1.75% 1.76%
24 Month Members Advantage 1.80% 1.81%
36 Month 1.87% 1.89%
36 Month Members Advantage 1.92% 1.94%
60 Month 2.08% 2.10%
60 Month Members Advantage 2.13% 2.15%
12 Month Jumbo 1.65% 1.66%

**APY = Annual Percentage Rate – Compounded Daily / Paid Monthly – A 90 day dividends penalty will be imposed for early principle withdrawal.
Effective 11/1/2022