We offer several savings options to fit your needs. Take a look at our savings accounts and see what’s right for you. From basic savings to IRA’s, we have what you are looking for.
Individual Retirement Funds – An IRA lets you defer tax dollars now while you save for retirement. If eligible, you can contribute up to a maximum of $5,000 each year to your IRA. The yearly amount you contribute could be deductible from your taxable income (if you are over 50, this amount is $6,000). You pay no taxes on the principal or the accrued interest until you begin withdrawals, at which time you will likely be in a lower tax bracket. CCFCU invites you to talk with our IRA consultant for specific information about account procedures, rates and legal requirements.
A Certificate of Deposit Product – Share Certificates are available with terms ranging from 6 months to 5 years. Dividends can be transferred to your share/savings account, Money Market account, draft/checking account or paid directly to you by check. CCFCU’s Share Certificates and Jumbo Share Certificates offer dividend rates that are among the most competitive in today’s market.
No matter your stage of life, Investment Services at CCFCU sets you on the path to secure a brighter and more financially sound future. Even as your needs change, our Financial Advisor is here to help you develop a personalized strategy.
The Complex Community Investment Services program is offered through CUNA Brokerage Services, Inc.*, a broker / dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. In cooperation with CUNA Brokerage Services, Inc., we can deliver to you a comprehensive range of financial products and services designed to meet your needs. As your needs change, we will be there to provide sound guidance.