Saving today means a better tomorrow. We offer several savings options to fit your needs. When you place your hard-earned money in a CCFCU account, you can rest easy knowing your money is securely insured, earning high rates, and managed locally by people who know and care about you.
Individual Retirement Funds – Planning for retirement isn’t as hard as it sounds, but there are a lot of options out there. An IRA lets you defer tax dollars now while you save for retirement. If eligible, you can contribute up to the maximum allowable each year to your IRA. The yearly amount you contribute could be deductible from your taxable income (if you are over 50, this amount is $6,000). You pay no taxes on the principal or the accrued interest until you begin withdrawals, at which time you will likely be in a lower tax bracket. CCFCU invites you to talk with our IRA consultant for specific information about account procedures, rates and legal requirements.
A Certificate of Deposit Product – Share Certificates are available with terms ranging from 6 months to 5 years. Dividends can be transferred to your share/savings account, Money Market account, draft/checking account or paid directly to you by check. Dividends can also be compounded. CCFCU’s Share Certificates and Jumbo Share Certificates offer dividend rates that are among the most competitive in today’s market.
No matter your stage of life, Investment Services at CCFCU sets you on the path to secure a brighter and more financially sound future. Even as your needs change, our Financial Advisor is here to help you develop a personalized strategy.
The Complex Community Investment Services program professionals are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America. FR-3368109.1-0123