Credit Cards

Complex Community Federal Credit Union, VISA, and MasterCard combine to provide you unequaled convenience and affordability for travel, entertainment, shopping and more!

Names like VISA and MasterCard offer security, convenience, and credit privileges. The addition of your credit union credit card gives you expanded purchasing power, at a lower cost than most other credit cards. In fact, there is no annual fee, and you’ll enjoy the benefits of a grace period! Plus, you can use your credit card to get cash advances at hundreds of automated teller machines (ATM’s) throughout the country.

We are now offering online credit card account access. You can check your balance, make a payment or review recent charges!

In order to give our members a choice, CCFCU offers the following credit cards at no annual fee, no minimum finance charge, no transaction fee for purchases, and no transaction fee for cash advances.

If you are having trouble building or rebuilding your credit, you may also apply for a secured VISA or MasterCard at the same low credit union rates. Just pledge a minimum of $300 to your credit card, and begin rebuilding your credit immediately.

Credit Card Disclosures

Credit Card Application

  • If you are approved, you will be required to provide a signature in person or via our E-Signature program. You do not have to disclose alimony, child support, spousal income, separate maintenance income or its source, unless you want us to consider it in connection with this application. You grant us a security interest in all individual and joint share and/or deposit accounts you have with us now and in the future to secure what you owe under the Agreement and if you have applied for a credit card, under the Credit Agreement. When you are in default, you authorize us to apply the balance in these accounts to any amounts due. Shares and deposits in an Individual Retirement Account, and any other account that would lose special tax treatment under the statement or federal law if given as security, are not subject to the security interest you have given in your shares and deposits. By signing below, I/we request a Complex Community Federal Credit Union (CCFCU) Credit Card as indicated above. By my use of the card, I acknowledge receipt of, and agree to be bound by the provisions of the Credit Agreement and Disclosures which I will receive from CCFCU upon issuance of my card. I/we authorize CCFCU to pull my/our credit for review. NOTICE: I/we agree the information provided on this application is submitted for the purpose of obtaining credit and is certified to be true, complete and correct. I/we authorize Complex Community Federal Credit Union hereinafter referred to as “you” and “your” to verify the correctness of the information provided and to obtain any other information which you require to appraise my/our application. I/we agree to either be bound by all provisions of the issuer’s initial disclosures, which will be mailed with my/our credit card or I/we may rescind my/our agreement with you by returning such cards unused and cut in half, within 30 days from the date of receipt. I/we understand that such rescission does not affect my/our liability incurred for the use of such cards prior to rescissions. Also, I/we agree that you may change the terms of such agreement or the terms of your Truth-In-Lending Statement at any time. Such change will apply to the balance of my/our account on the date you make them effective. Each person signing this application agrees to jointly and separately be responsible for payment of the account. I/we understand that my request for a credit card is subject to approval and that if I/we have requested a MasterCard or VISA Platinum and do not qualify for the requested card, I/we may qualify for a Share-Secured MasterCard or VISA.