Rates

Competitive Rates. Trusted Solutions.

New & Used Vehicles, RVs, Watercraft & Misc. Collateral Items	Rates as low as 4.70%
Personal Loans	8.95%
Share Secured Share Certificates	Rate + 2%
Money Market Secured	4.00%
Share Secured	3.00%
Home Equity Loans	See your Loan Officer
First Mortgage	See your Loan Officer
MasterCard Platinum No Annual Fee	6.90% – 16.90%
VISA Platinum No Annual Fee	6.90% – 16.90%
Share Secured VISA	16.90%

*APR = Annual Percentage Rate – Rates subject to change without notice.

As Low as Rates = your rate may vary from the stated rate and will be determined by your credit history and repayment option.

Rate subject to change without notice. Effective 1/1/2025

Regular Shares	0.25%	0.25%
($25 minimum to open; $100 to earn dividends; Previous Quarter)
IRAs ($0 – $9,999.99)	0.58%	0.58%
IRA’s ($10,000 – $49,999.99) IRA’s ($50,000.00+) MMAC ($2,000 – $14,999.99) MMAC ($15000 – $49,999.99) MMAC ($50,000.00+) CAMPUS MMAC (Min. $100) Christmas Club	0.63% 0.68% 0.58% 0.63% 0.68% 0.58% 0.25%	0.63% 0.68% 0.58% 0.63% 0.68% 0.58% 0.25%

Share Certificates & IRA Share Certificates
Minimum Deposit $500, Jumbo $90,000
	Rate	APY**
6 Month 6 Month Members Advantage 6 Month CAMPUS 12 Month 12 Month Members Advantage 24 Month 24 Month Members Advantage 36 Month 36 Month Members Advantage 60 Month 60 Month Members Advantage 12 Month Jumbo	3.90% 3.95% 3.95% 4.00% 4.05% 3.50% 3.55% 3.25% 3.30% 3.00% 3.05% 4.15%	3.98% 4.03% 4.03% 4.08% 4.13% 3.56% 3.61% 3.30% 3.35% 3.04% 3.10% 4.24%